There are a million of obvious scams and programs out there to caution, so it would be a waste of time to list them all. However, you may benefit by being aware of popular programs where I found many yellow/red flags, or feel that depositing in any of these programs is too much of an unnecessary high risk to make any sense of. Please remember these are my humble opinions and refrain from messaging me to give further details on these programs! For some programs, I may not list the reason for why it was listed. Programs can be added, moved, deleted at any time. In alphabetical order -